Contact me to get Iman Gadzhi - Agency Navigator by chatting me on +44 759 388 2116 on Telegram/Whatsapp.
I have Iman Gadzhi - Agency Navigator.
Iman Gadzhi - Agency Navigator course is one of the best products on how to start a marketing agency.
Iman Gadzhi - Agency Navigator includes over 50 hours of step-by-step training covering EVERY aspect of building an agency from scratch. This is almost a plug & play system with enough success stories to back it up! Signing clients, running Facebook ads, building out your team, on-boarding clients, invoicing, sales... this course has everything covered for you.
The topics inside Iman Gadzhi - Agency Navigator course include:

1. Agency Navigator course Core Curriculum
   
2. Custom E-Learning Platform For Agency Owners
   
3. Financial Planner, Revenue Calculator, Outreach Tracker & More Tools
   
4. Websites Templates, Funnels, Ads & More
   
5. Template Contracts, Sales Scripts, Agreements & More
   

The lessons in Iman Gadzhi - Agency Navigator will teach you how to:
- Starting Your Agency
- Finding Leads
- Signing Clients
- Getting Paid
- Onboarding Clients
- Managing Client Communication...
...and much, much more!
To get Iman Gadzhi - Agency Navigator contact me on:
Whatsapp/Telegram: +44 759 388 2116 (Telegram: multistorecourses)
Reddit DM to u/CourseAccess
Email: silverlakestore[@]yandex.com (remove the brackets)

Contact me to get Iman Gadzhi - Agency Navigator by chatting me on +44 759 388 2116 on Telegram/Whatsapp.
I have Iman Gadzhi - Agency Navigator.
Iman Gadzhi - Agency Navigator course is one of the best products on how to start a marketing agency.
Iman Gadzhi - Agency Navigator includes over 50 hours of step-by-step training covering EVERY aspect of building an agency from scratch. This is almost a plug & play system with enough success stories to back it up! Signing clients, running Facebook ads, building out your team, on-boarding clients, invoicing, sales... this course has everything covered for you.
The topics inside Iman Gadzhi - Agency Navigator course include:

1. Agency Navigator course Core Curriculum
   
2. Custom E-Learning Platform For Agency Owners
   
3. Financial Planner, Revenue Calculator, Outreach Tracker & More Tools
   
4. Websites Templates, Funnels, Ads & More
   
5. Template Contracts, Sales Scripts, Agreements & More
   

The lessons in Iman Gadzhi - Agency Navigator will teach you how to:
- Starting Your Agency
- Finding Leads
- Signing Clients
- Getting Paid
- Onboarding Clients
- Managing Client Communication...
...and much, much more!
To get Iman Gadzhi - Agency Navigator contact me on:
Whatsapp/Telegram: +44 759 388 2116
Reddit DM to u/RequestCourseAccess
Email: silverlakestore[@]yandex.com (remove the brackets)

I was looking at the SEC complaints against other exchanges earlier, and started wondering how they might relate to Gemini.
So far, throughout various legal filings, the SEC has claimed that 67 cryptocurrencies are securities and should be regulated as such.
Meanwhile, Gemini allows its US users to trade 98 cryptocurrencies.
The overlap between the two lists consists of 10 cryptos: AMP, ATOM, AXS, CHZ, FIL, MANA, MATIC, RLY, SAND, SOL
Those are now "Crypto Asset Securities" according to the SEC, and any exchange trading them needs to be registered/licensed with the SEC.
What does that mean for Gemini? Hard to say. Maybe those 10 cryptos will become unavailable to trade for US customers soon.
Then again, the head of the SEC is on the record claiming that pretty much every sort of crypto transaction already falls under the SEC’s jurisdiction except spot transactions in bitcoin itself and the actual purchase or sale of goods or services with cryptocurrencies.
So it's not clear that anything can be durably resolved by delisting a crypto here and there.
Interesting times ahead.

I have bought a few cars in my time and dealt with the standard I have to go ask my sales manager etc etc and thus a simple car sales takes hours. I used to love the haggling.
However, I’m disabled now. I physically cannot stand or sit for hours on end to simply purchase a car. If a purchaser were to call and make an appointment to purchase a vehicle and stated they needed a “shorter” sales experience due to their disabilities, would that request be accommodated?

If you are interested in Iman Gadzhi – Copy Paste Agency contact us at +44 759 388 2116 on Telegram/Whatsapp.
I have Iman Gadzhi – Copy Paste Agency.
Iman Gadzhi – Copy Paste agency is the latest course by Iman Gadzhi.
Copy Paste Agency is designed for established agency owners, who can use these lessons to scale their business.
In Iman Gadzhi – Copy Paste Agency, you will learn:

• How to continue to run a multiple-six-figure agency from home with a skeleton staff and minimal expenses
  
• How to command higher retainers… and retain those clients for longer
  
• How to automate, delegate, and optimize every area of your agency from lead generation and sales to service delivery and client communication
  

To get Iman Gadzhi – Copy Paste Agency contact us on:
Whatsapp/Telegram: +44 759 388 2116 (Telegram: multistorecourses)
Reddit DM to u/CourseAccess
Email: silverlakestore[@]yandex.com (remove the brackets)

TLDR; what are some free and paid tools for creating a business plan for the operating knowledge and one for external presentation. What are some tools for a easy to tweak financial report?
Hey all, We're finally looking at actually pushing our small start up to a larger scale full time model.
I'm in the process of writing a business plan for myself to ask the deeper market questions and get answers - and I'm looking to also write one for potential presentation to partnerships/funding/just to better show to family and friends as well.
So far I'm including the following elements: Executive Summary Products & Services Target Market Competition Marketing & Sales Operations Milestones & Metrics Company Overview & Team Financial Plan
I'm trying to be as inclusive as possible but I'm hoping someone on here will have a source for what guidelines/formatting to follow for each type of plan as well as any free tools or hey even a paid one worth it would be considered. I'm also looking for financial plan excel templates or better showing ones that won't take a week to fiddle with to get to report out decently.
Thanks for any advice!
​

I just spent 1 1/2 months in Thailand and it was time to come home, so I booked a flight with Japan Airlines to JFK in New York with 2 stops - one in Osaka and one in Tokyo. Since all flights were operated by JAL, I assumed when booking that my bags would be checked all the way through. At Bangkok Airport, I was told that I needed to get my bags in Osaka and re-check them - no problem. On the way to Osaka, my flight attendant hands me 2 cards to fill out. One of them asking if I had any criminal convictions. I was arrested 3 years ago for a small amount of weed and paid a fine and I did not want to lie to them, so I checked yes.
Here is where the shit storm begins - I get to immigration so I can go get my bags, and she double checks with me to ensure that I meant to check yes on the box asking about criminal conviction. She asks me about the conviction and I tell her it is for marijuana. She starts laughing and speaking with the guy next to her, fills out a form, and puts my passport in a folder with the form. A man comes over and escorts me to a room to ask me questions with a translator on speaker. He explained to me that it is impossible to let me in the country. I told him I don’t really need to enter and it is fine if an employee can get my bag checked for me and I will stay in transfers. He then explains that he cannot allow me to fly to Tokyo. He says that since they cannot verify what I claim, they must confirm with the American embassy which can take a long time. They then make me sign a form basically withdrawing my landing so I have to go back to Bangkok.
So here I am, 6 hours later after landing, waiting for another flight back to Bangkok so I can book another flight to go home. -$700 👍🏻 Glad I learned I am not welcome this way instead of booking a vacation here in the future. That’s what I get for being honest.
TLDR: Booked a flight home with connections in Japan and needed to re-check my bags. Was asked about my criminal history for immigration and answered honestly about my one marijuana charge. Unbeknownst to me, Japan does not allow you to enter the country no matter what type or how long ago the drug charge was. Am currently stuck in immigration while I wait for a 9pm flight back to Bangkok, am out $700, and waiting 13 hours.

I've worked remotely for years. It's 90% on a laptop, with 10% of time in the field or with clients.
During a house renovation I realised that I'm able to push my body much more than my mind. Digging trenches, painting, demolition - I was able to go for hours. Sure, I'd get frustrated when I'd spill paint or find a defect. But overall I found physical work relaxing.
Back in my office I struggle to stay on task. Clients never take issue with my work. But the mental anguish that I put myself through to get each task done is draining. Over the years I've implemented various aids. Such as a to-do list at the start of each day and adding content blockers to my browser etc.
But one thing I just can't do is sit down, and get on with it.
If there is 2.5 hours of work to be done in the day I'll typically waste the first half. The result is simmering self-loathing - anger at my wasted time - which is what ultimately fuels me to get going. After lunch most days there comes a moment where the tension inside me relaxes. The crescendo of frustration halts, and suddenly I can focus and start crossing off tasks.
The work I do provides a solid living, even with all the wasted time. Quitting is not an option in the short term , as I own the business and there's contractors who depend on my projects. And I'm in a small town where there is not a surplus of jobs in my field.
Though I'm looking down the barrel of another 15-20 years of this and wondering if I can make it.
Viktor Frankl, the Austrian psychiatrist, had a good line where he talked about tension being a string that it connects us to an improved future state. I'm sure some of the tension that I feel is a result of me knowing the potential opportunities available to me if I could focus at work.
Is it a buckle-up and bear it scenario?
I'm sure that others have gone through this, so I'm interested to find out where you landed.

TL;DR — Should I Pull?

New Players

Neither of these banners are better for a new player than Matriarch/Roc or Liz/Jo. I recommend new players skip these. If you already have Matriarch and Liz but you didn't get Jo whilst pulling for Liz, then pulling for Gustave and Kat might be a good use of jewels, but I think I still recommend waiting a week to see what's next before investing in that.

Veterans

Is... is that an average of two party heals per turn on Kat? 👀
Sorry! Sorry. I just got distracted by pink samurai healer girl. (Man, that checks so many boxes for me. 😆)
Probably the most noteworthy unit here is Goddess. Being able to shut down all shadow damage the enemies deal for 15 turns is basically a cheat code for certain content. Orlouge is pretty whatever for veterans, but Monika has some support things she can do and she bulks up to very defensive numbers so while she doesn't dispense Polka-levels of party heals or Matriarch-levels of stat buffs, she's an excellent supplement to either of those who doesn't require special attention to keep in the fight.
On the other hand, we have Kat and Gustave. Kat can reduce Skill damage to the party in the same way that Tsubaki and Gustave can reduce Spell damage, and that's not a small thing. Gustave, meanwhile, can dispense damage boosts and damage mitigation to the party while also acting as a BP support. So there's unique stuff on this banner, too.
Broadly speaking, I think I would recommend a skip if you aren't flush with jewels. Goddess is good, no question, but she's not really worth chasing on her own merits, and Monika's good but she's not great unless you have her previous bow style to inherit that S3 onto. If you have a good amount of jewels to spend but you don't feel like you can do pulls on both banners, then it depends on who you have inherits for. I can recommend Kat/Gustave's banner if you have the previous Spellbreaker Gustave style. I can recommend Goddess's banner if you have the previous Music Fest Goddess style and the previous Kids' week Monika style.
If you have all three of those styles and you can't afford to pull on both banners... I'm sorry. I would probably lean towards Goddess's banner just because damage immunity is so strong when it works.

Samurai Jack Kat — Romancing Festival Limited Banner

Katarina

Unit Summary

Kat can reduce skill damage to the party and heal them at the same time. And then she will heal them some more.

Unit Analysis

Well, it's not Pierce/Cold switch, but it'll do.
So the main deal here is Ice Fog Sword Ballet, which deals B-rank pierce and cold damage and then grants the whole party a defensive stance that reduces skill damage taken by 35% for 3 turns. Skill damage reduction is arguably not as important as the spell damage reduction that Tsubaki and Gustave can bring to bear, but there's undeniably a lot of skill damage out there for bosses to dish out, and Kat is the only source of this particular buff. Because of her Abundance Switch, she gains +2 BP and heals the entire party for a tiny amount when she does this. So even though it's a 10 BP skill, she can rotate it with her normal attack or her S1 quite easily and still dish out some heals for the party.
In fact, if she happens to hit a weakness, she gets +1 BP from that, so it's actually not implausible to be able to use her S2 a bit during her S3 rotation with her normal attacks if the enemy is pierce weak.
Why would you want to do that? Well, her S2 (Ice Impact) is a 7 BP C-rank AoE that deals pierce and cold damage, so it triggers that +2 BP and party-wide heal. Oh, and it has a 50/50 chance to hit twice, so it can actually deal decent amounts of damage for the BP cost. Oh, and it heals the party on each hit. So if Ice Impact gets 2 hits, she heals the party three times that turn.
Now, Kat's mitigation is contingent on being able to resist the enemy's attacks, so depending on the enemy in question she may be competing for equipment that you can't spare for her, which is unfortunate. And her damage output is mediocre compared to the likes of Goddess who's spamming a similar power skill as Kat but with significantly better damage boosts. But she still compares favorably to a lot of other styles that bring damage mitigation and/or healing for the party if you assume all of her stuff works. She's just a bit more conditional than a style like Final Empress or Macha.

Inherits

Kat has a lot of styles, but since this style relies so heavily on dealing either pierce damage or cold damage, not many of them have skills that are worth inheriting.
The only one I'm going to point out here is Glacial Sword, available on a couple of styles but most notably on Kat's second plat SS style (SS [The Real Reason] style), as that one is available from the Training Cave Ore exchange. Glacial Sword is 2 BP and deals cold damage, so it can trigger the party-wide heal and still net some BP recovery for the turn. It doesn't trigger the +2 BP from pierce damage, so it's either +1 BP for the turn if it doesn't hit a weakness or +2 if it does hit a weakness, which makes it a little weak as an option to rotate with Ice Fog Sword Ballet, but it's definitely useful to have the party heal on demand in the event that you need healing the turn after using the skill defense stance.
Or if you'd prefer, you can actually just spam Ice Impact and Glacial Sword to deal decentish damage and churn out a lot of party heals. Kat averages about two heals per turn this way if Glacial Sword hits a weakness, and with Glacial Sword amplified you're dealing at least C-rank damage every turn, which does actually help a bit as people who've been using Esper Girl can attest. This healing isn't quite as good as Thyme can manage with support from Emelia or as good as Chef Polka can accomplish with the Still Blade Phoenix inherit, but it is the strongest party-heal setup that guaratnees at least some healing every turn, which may be appealing in some content.

Gustave

Unit Summary

Attack boosts and defense boosts galore.

Unit Analysis

Where to start?
Well, first thing's first: bringing Gustave grants everyone in the party a 15% damage boost. Just for being on Gustave's team and not being KO'd. Well, OK, actually no one can be KO'd if you want the damage boost, but generally speaking you don't want your units just eating dirt anyway, so that's not a huge restriction.
His Let's Paint skill then grants the party a small Attack Boost and small Defense Boost for 4 turns. Let's Paint is 8 BP and Gustave gets 4 BP back every turn, so it's trivial to keep those boosts up. But wait! There's more! Let's Paint is a charge skill, locking Gustave into doing nothing the next turn and then using Pigeon Whistle the turn after that. Pigeon Whistle grants Gustave +2 BP and then grants the whole party a very large Morale Up and a medium Guard Up for 2 turns. Obviously you can't sustain that (because the Let's Paint cycle spends two turns waiting to get back to Pigeon Whistle), but they'll stack with those 4 turn boosts, giving the party pretty substantial boosts for 2 turns out of every 3 if you want to spam this cycle.
If you would prefer to spend that bonus BP, Gustave has Fighter Special, a 12 BP SSS attack (it's actually high on the SSS-scale, so it's not actually decent damage for 12 BP) which gratns Gus a very large Guard Up for 5 turns. With High Protect Tension, that Guard Up actually makes Gus pretty dang tough for a while. Or Gus has inherits. See below.
And if you want, there's also Sunder, an A-rank attack for 3 BP. This isn't the absolute strongest attack in the game that is also BP-positive, mostly because Gustave's damage boosts are not that great unless you're still inside the Paint cycle, but it's way up there.

Inherits

The most interesting thing you can do with this Gus inherit-wise is actually to inherit Let's Paint to a different style. [The Fated Hour Comes] Gustave trades Offensive Union for Scrum Guard, which is 20% damage mitigation instead of 15% damage boosts. Both shut off if someone gets KO'd, but it's not that hard to argue that the 20% damage mitigation is a bigger deal than the 15% damage boost. Scrum Guard Gus needs to land hits to gain +1 BP/turn, unlike Ocarina of Steel, but the +2 BP per activation of Pigeon Whistle can help offset that. So while you may end up spending nearly all of your time making sure that whistle cycle is up, it's a lot of party mitigation while it's up.
If you're set on keeping ArtsAndCrafstave in play, you can inherit Triple Crush from UDX Gustave 2.0. Triple Crush is Double Crush but Triple. It's 3 A hits for 13 BP, so it is an excellent BP dump.
Or if you would prefer to lean into Gus's damage boosting capabilities, you can inherit Brave Impact from Gusv7, which is 12 BP for an SSS attack that, instead of granting himself a Guard Up, grants bonus G. Sword damage to the party. G. Sword styles are not the heaviest damage dealers in the game, but it's certainly an interesting thought to try to turn a team of G. Sword attackers like Laura, Fancy Lass, Iskandar, and Gutave into a damage-boost steamroller.

Noel

Unit Summary

All-in slash farmer.

Unit Analysis

Noel gets a lot of damage bonuses on turn 1. Like, Souji levels of damage bonus. If you use Maple Storm, he actually peaks higher than that on turn 1. He deals recoil damage to himself, and all his BP generation is concentrated into the first 5 turns of battle, so you probably don't want to bring him to boss battles, but in short battles he truly brings the thunder, with Maple Storm dropping a train on a single enemy or Burst Blade being a strong [Fast] AoE for a kinda-spammable attack.
Where Noel falls short is that on turn 2, he loses 30% of his damage boost, and in fact takes a damage mitigation penalty, taking and extra 15% damage on even turns. Which is really, really weird for a character who has 8 BP attacks and generates enough bonus BP to use those 8 BP attacks on turns 1 and 2 back to back. You would think you would want him to burn out quickly rather than bounce back and forth between strong and weak turns. But, hey, it is what it is.

Inherits

Christmas Noel has a strong row attack in Twilight Flash, which you can utilize with his early game BP generation and odd-turns peaks to get a strong row attack on turns 1 and 3. It's [Fast], so it actually contends with Gray's charge attack for 1/3 row farming. His skill has a somewhat lower power than Gray's, but he gets much higher damage modifiers on the odd turns, so the damage is likely pretty comparable between the two for most situations.

The Most Powerful SaGa Beings... and Orlouge — Romancing Festival Limited Banner

(I kid. Obviously Monika transcends SaGa and is the most powerful being in the universe. Why else would she have gotten all the buffs on this banner?)

Goddess

Unit Summary

Trivializes content that deals significant shadow damage. And looks good doing it.

Unit Analysis

Light of Dawn is the main attraction here. The Goddess's Light costs 9 BP/1 LP and grants the party complete immunity to shadow damage for the next three turns, granting them a smol heal at the end of each of those turns to boot. Goddess gains +1 BP/turn, so it is trivial to maintain that buff until she is out of LP 15 turns later. Now, sure, once she's out of LP, she's not going to be doing nearly as much for the party, but fifteen turns of every-turn healing and negating a good chunk (if not all) of the enemy's damage is way more than you need when you're fighting any enemy that isn't named "Egg."
While she's building her BP back up for the Light, you will probably be spamming Burning Star, a 1 BP INT-based skill that deals C-rank sun/heat damage. It's only C-rank damage, sure, but it's BP-positive, and with Goddess's 70% passive damage boosts and stacking medium INT buff every turn, it's actually going to be dealing a solid amount of damage for a support unit.

Inherits

The big one is Heavenly Melody. From her Music Festival style, Melody is 10 BP, so it really does compete BP-for-BP with Light of Dawn, but it's also doing a lot so there may be situations where you may want to intersperse this with the Light. Its damage is just B-rank sun AoE, but it inflicts a small Morale Down on all the enemies it hits for 3 turns and it grants the party a small Guard Up for 3 turns regardless of whether it hits. So while it won't fully stack with the likes of Gustave's Pigeon Whistle or Aisha's Earth Thrust , it does a lot of work to reduce incoming damage for 3 turns if you haven't brought other Morale Down or Guard Up units.
Masamune+ from her original SS style is a B-rank slash/heat INT-based attack for 4 BP, which Goddess can spam forever for slightly better damage than Burning Star. You'd really only do this once you're out of LP, but it does improve her damage output once that has happened.
Alternately, if you'd rather keep using Burning Star and drop nukes once you've built up BP, her OG style also has Purging Light, which is SSS sun/heat damage for 10 BP. It's a little low on the SSS scale, but, again, it does improve her damage output once she's out of LP as opposed to just spamming Burning Star.

Orlouge

Unit Summary

Everything bagel ailment jammer.

Unit Analysis

I don't have a ton here to say. Drop from the Depths is a 10 BP AoE spell that just throws the whole kitchen sink of ailments at the enemy. Poison, sleep, paralysis, confusion, and charm, all at once. The way ailments work in this game, you will never see more than two of those on a single enemy at once, and one of them will always be poison if there are two, but it can be... convenient that this one style does all of them in a single spell.
When he's not overcoming his analysis paralysis by "¿porque no los dos?"ing it, he rotates between Shadow Drop, a 0 BP shadow AoE spell, and Rose Petals, an 8 BP spell that deals SS shadow damage and grants him 1 stack of Damage Block. Unlike most characters with Damage Block, it is actually significant that this stack of Damage Block does not have a turn limit because Orlouge can randomly evade all attacks in a turn, which would preserve the Damage Block stack for a later turn. This is doubly important because Orlouge gets +3 bonus BP any turn where he doesn't take damage, so if he gets an evade turn, layers a stack of Damage Block on himself, and manages to get off another Rose Petals next turn, he's got a pretty good chance of also not taking any damage that turn for even more bonus BP.
It... it's fragile, but when it works, it does do cool things.

Inherits

Well, if you just must have all the status ailments, Orlouge 2.0 has a single target Petrify (Mistress' Ice Prison) or AoE Stun (Purple Flames) you can inherit. Or he has Absorb from that style for a spammable small self-heal. (Remember, "small" self-heal actually means like 900+ HP at current stat values.)

Monika

Unit Summary

DEX buffehealeBow damage enabler.

Unit Analysis

Monika is trying to do a lot, here.
Firstly, she grants all Bow wielders a 15% damage bonus just for bringing a Bow to a S. Sword fight.
Secondly, she heats up to 80% damage bonus over the first 5 turns of battle. So she's trying to bring the damage. And actually, every single skill she has will buff at the very least her DEX. Whether it's the 0 BP DEX buff attack on Focus Fire, the party-wide DEX buff for 5 BP in Dancing Arrows, or the combination DEX buff/heal on Arrow Bloom, she's going to have her DEX buffed. So she actually does deal pretty serious damage once she's heated up.
Oh, did I mention that the heal on Arrow Bloom is "small" rank? So it's 1k like Still Blade Phoenix, not 200 like Kat's little heals.
Now, that's good because it's a 13 BP skill. Which, honestly, it needs to be because it's a party DEX buff, a small heal, and it's an SSSS attack. But Monika gets +2 BP when she hits a weakness, so she can actually rotate that at not-painfully-slow rates if the enmy is pierce weak.
She's juggling a lot of stuff, is what I'm trying to say. And she kind of can actually get all of it done.

Inherits

Back-inheriting Arrow Bloom to her baby style can potentially let her unleash the giant attac-plus-heal more frequently because that style can gain +3 BP when she gets hit. It's only a 25% chance per hit, but if the enemy is dishing out a lot of weak attacks, it can wind up being a lot of BP recovery over a long battle.
Back-inheriting Arrow Bloom to one of her S. Sword styles can also be useful for Remembrance battle purposes. Just as a thought.
Oh, wait, inherits this style wants? Oh. Uh, interesting. Maybe?
Gift Prick from the style that was on Liam's banner is a 2 BP attack with a small-rank self heal. Using that hurts the damage output of this style (misses a DEX buff) and makes BP cycling Dancing Arrow or Arrow Bloom harder (costs 2 BP instead of 0 BP), but it goes a long way to making this style harder to KO.
Present of Pleasure from... also that style... is a party CHA buff, Morale Up, tiny heal, and +1 BP recovery. It costs 7 BP/1 LP, so it's a very limited use skill, but the BP support angle of it can be useful for a style you are already bringing for DEX/heal support.
Pure Flower from the kiddo style is a 3 BP/1 LP heal with a little attack boost on heal. Nothing huge, but handy to have.
And that's kind of it. Monika has a ton of styles that you could inherit stuff from, but the fact that most of them are S. Sword skills means that they miss out on part of Monika's innate damage bonuses, and many of them will rotate awkwardly with the +2 BP/turn in the first place, making Arrow Bloom look better in comparison.

I’m in what I believe to be a decently unique situation and I’m looking for what the best next steps are for my financial goals. My parents are great parents and people, but they aren’t interested in discussing financial matters with me, period.
I am 18 years old and going to online trade school for Construction Management full time beginning next fall. I will be living at home rent free for at least the next two years, have no car expenses besides gas and insurance (around $1000/year — this is out of my control and I have 1 single-car crash on my record) and make $22 an hour working full time in construction (MCOL area in MN). My program is at a local vocational school and costs about $12k total; this is paid for entirely through a 529 plan from my grandparents. I plan to continue working full time while in school; this is doable for me. My career will start at ~$60,000 with well over 6 figure earning potential.
As for goals, I am looking to purchase a home in roughly 3 years with my girlfriend in the south, likely SC, NC, KY or TN. She is also debt free and currently in cosmetology school that she paid off herself. She makes a little under $1,500 a month working part time right now. Combined, we have slightly over $20k in the bank, and we’d like to invest a significant portion of that money. We both have limited credit history with great credit scores.
Essentially, I’m asking:

• How much of that $20k should we invest? I’m talking long-term investments, mutual funds, etc.
  
• How much should I be setting aside for a down payment (and where) and how much should I be investing? ~$2,500 net monthly income with $400ish required expenses.
  
• How realistic is buying a house in 2026-2027? Depends on the area and state, but we’re thinking $250k max. We will stay where we move to long-term. I’m worried loan approval will be an issue, even if we have the down payment.
  
• How much should I put on my credit card each month? Right now, I’m only using it for gas (substantial — I drive a truck).
  

Thank you in advance and I can answer any questions.

Contact me on (+44) 7593880762 on Telegram/WhatsApp if you have interest in Biaheza's Dropshipping course.
The course focuses on practical steps that take you from zero to a profitable dropshipping store in no time.
Biaheza's Dropshipping course guarantees real results, not just theories!
Experience the thrill of launching your own store and making over one thousand dollars on day one. Biaheza will guide you through every step, explaining how to scale your business for even greater success.
You will learn how to:
- Dominate with TikTok ads
- Create a high-converting website with ease
- Learn to create a simple yet powerful website that achieves world-class conversion rates...
.,, and more!
Biaheza's Dropshipping course witll show you how to captivate your audience, drive sales, and maximize your profits effortlessly.
If you are interested in Biaheza's Dropshipping course contact us on:
Reddit DM to u/CourseAccess
WhatApp/Telegram: (+44) 7593880762
Email: silverlakestore/@/yandex.com (remove the brackets).

I discovered a leak at the top of the A pillar with water seeping through the "Air Bag Panel Bolt Cover" and water on my floor mats. I live in the southwest and this truck never sees rain. I am now on the east coast and got some good rain today. Safelite replaced my window a while back and the passenger side window glue does not look like my drivers side glue at all.
My TPMS Ecu seems to have failed as well, getting no readings from the TPMS. I took of some panels off and there is plenty of water in there and on the cables. My drivers side A pillar air bag was also soaked. Don't know if water landed on the fuse box.
Should I bring this to Toyota first and have them prove it was the window installation. Then go after safelite?
​
Thanks for the input.

(This is a repost, I have posted this on subreddits like helpmefind, which has lead to nothing. Really need help in finding this bad boy)
Proteus is one of my favorite games and I've been writing a video essay script about it. During my research I found out about the game apparently having a special edition potentially released, with limited copies.
Here's a link to the site, archived by the wayback machine: https://web.archive.org/web/20150905001939/http://twistedtreegames.com/proteus/faq and in the FAQ and the news section it repeatedly mentions it, including the struggle to ship it. Pretty sure it was actually made though.
I assumed since the release of the game was in 2013 this would've been made at a similar time, however this tweet I found and Twitter thread were both made in 2016. https://twitter.com/atwistedtree/status/752860619573981185?s=20 https://twitter.com/brandonnn/status/750787454332903424?s=20
I'm really super interested in this, and plan on seeing if any email addresses on the site still work. But unfortunately other than that, I haven't found anything pointing me in the direction of obtaining one of these copies myself.
EDIT: I've contacted an email on the site to no avail, I haven't gotten anything from them in the months since my original post.
I found this, but since the alleged 2016 release I obviously cannot buy one, if this is the real selling point. I couldn't actually find anything else on the archived site: https://twistedtreegames.bigcartel.com/product/proteus-artifact-edition. In general, any site that has apparently sold this edition at some point in time uses all the same pictures, and has barely any information on the product. I have not contacted Twisted Trees.
I'm looking for an estimated cost, if one of these is found for sale, hell, if one is found for sale at all. I can't be too greedy, but I'm really looking for one with most if not everything still included. I've found copies of the PSvita edition on Ebay, but that's not what I'm looking for.
Seriously, anything helps in discovering this.